https://skedit.zendesk.com/hc/en-001/community/posts/20578961120924-How-can-I-send-money-directly-to-a-phone-number-Transfer-Money-Easily
https://skedit.zendesk.com/hc/en-001/community/posts/20578961120924-How-can-I-send-money-directly-to-a-phone-number-Transfer-Money-Easily